AMERICA'S LOAN COMPANY
Toll Free: 877-380-2639
Company NMLS ID: 315276
Branch Hours + Locations (Saturday and Sunday Closed)
London and Logan offices:
Monday to Thursday 10:00 A.M. to 6:00 P.M., Friday 9:00 A.M. to 6:00 P.M.
Monday, Tuesday, & Thursday 10:00 A.M. to 6:00 P.M., Wednesday 11:00 A.M. to 6:00 P.M., Friday 9:00 A.M. to 6:00 P.M.
West Jefferson Branch
127 E. Main Street
West Jefferson, OH 43162
145 West Main Street
Logan, OH 43138
26 East High Street
London, OH 43140
website by: WebChick.com
CUSTOMER NOTICE: Personal Loans, Title Loans, and Car Loans have terms 13 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.
REQUIREMENTS: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. AMERICA'S LOAN COMPANY may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. AMERICA'S LOAN COMPANY may take this information into consideration in the approval process.Due to state and verification requirements, not all applicants for loans may be eligible for approval by AMERICA'S LOAN COMPANY.. You may be required to submit additional documents due to state law and qualification criteria.
PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Installment Title Loans and Auto Financing are subject to minimum auto value requirements.
FURTHER PERSONAL LOAN DISCLOSURES: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 13 months to 60 months, with a maximum Annual Percentage Rate (APR) under 36%. As an example, you may borrow $1,500.00 over a 24 month period, with a $100 credit investigation fee, $100 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of $32.6514%, and monthly payments of $85.93.
Fast Loan Approvals
Our staff will quickly process your online application or office form application during business hours.
Sign loan contract and
get your money
Funds can be transferred electronically to your bank account or you may pick up a check.
Three Easy Loan Request Steps
America's Loan Company is a direct lender in the state of Ohio that provides affordable installment loans to hundreds of Ohio residents with poor credit to no credit scores. We are a direct lender and your application will never be referred to other lenders. Our aim is to provide Unsecured Personal Loans (or short term cash loans), Secured Personal Loans, Car Loans, and Mobile Home Loans in Ohio for people with bad credit to fit your budget. Our Bad Credit Personal Loans have terms like regular loans with no rollovers and not like the typical Car Title Loan, cash advance loans, or payday loans. The typical Personal Loan have terms of 12 to 60 months with no early payoff penalties. Our Mobile Home Loans have terms of 1 to 15 years. In addition, our bad credit easy installment loans are reported to TransUnion, which may help improve your credit. We also offer pre-approval of auto loans. If you are trapped on Title loan, we offer Title Loan Refinancing in Ohio to lower your payments. Your credit score will not affect our loan approval decision since we only pay attention to your credit history. Apply for an Ohio Personal Loan, apply for an Ohio Car Loan, or apply for an Ohio Mobile Home Loan, by clicking the “APPLY NOW” button above.