Toll Free:  877-380-2639
Ohio: SM.501641.000
Company NMLS ID: 315276
Branch Hours + Locations (Saturday and Sunday Closed)
London and Logan offices: 
Monday to Thursday 10:00 A.M. to 6:00 P.M., Friday 9:00 A.M. to 6:00 P.M.
West Jefferson:
Monday, Tuesday, & Thursday 10:00 A.M. to 6:00 P.M., Wednesday 11:00 A.M. to 6:00 P.M., Friday 9:00 A.M. to 6:00 P.M.
West Jefferson Branch
127 E. Main Street
West Jefferson, OH 43162
P:  614-879-8004
F:  614-334-4397
Logan  Branch
145 West Main Street
Logan, OH 43138
P: 740-380-3477
F: 740-380-3440
London Branch
26 East High Street
London, OH 43140
P: 740-845-0745
F: 740-845-0755
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CUSTOMER NOTICE: Personal Loans, Title Loans, and Car Loans have terms 13 months or longer.  There are no early payoff penalties.  We currently report to one of the 3 major credit bureaus, TransUnion.  However, many factors affect your credit score.  Therefore, we can't promise that your credit score will improve while having a loan with us.

REQUIREMENTS: We are able to service Ohio residents only.  Approval depends upon meeting legal, regulatory and underwriting requirements. AMERICA'S LOAN COMPANY may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus.  AMERICA'S LOAN COMPANY may take this information into consideration in the approval process.Due to state and verification requirements, not all applicants for loans may be eligible for approval by AMERICA'S LOAN COMPANY.. You may be required to submit additional documents due to state law and qualification criteria.

PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Installment Title Loans and Auto Financing are subject to minimum auto value requirements.

FURTHER PERSONAL LOAN DISCLOSURES:  For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 13 months to 60 months, with a maximum Annual Percentage Rate (APR) under 36%.  As an example, you may borrow $1,500.00 over a 24 month period, with a $100 credit investigation fee, $100 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of $32.6514%, and monthly payments of $85.93.
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Fast Loan Approvals

Our staff will quickly process your online application or office form application during business hours.
Sign loan contract and
get your money

Once your loan is approved and installment agreement is signed, you can pick up your money at the office where your loans contract is finalized or we may transfer money to your checking account.
Three Easy Loan Request Steps

America's Loan Company

is a direct lender that provides affordable loans to hundreds of Ohio residents with bad credit to no credit scores. Your application will never be referred to other lenders. Our aim is to provide installment loans to fit your budget.  Unlike many of our competitors, America's Loan Company's typical Personal Loans, Title Loans, and Auto Financing Loans have terms between 13 to 60 months with no early payoff penalties.  We also offer Mobile Home Financing, Mobile Home Refinancing, and Mobile Home Title Loans with terms of 1 year to 15 years, depending on the amount of loan and mobile home value. They are reported to TransUnion, which may help improve your credit, and are made to prevent costly rollovers. We can also offer pre-approval of vehicle financing to help buy the vehicle you need.  Your credit score or previous bankruptcy will not affect a loan approval since we only pay attention to your credit history.
Personal loans from America's Loan Company
Payday Loans
vehicle refinacing
Unsecured Installment Loans: $500.00 to $1,500.00
13 months or longer terms. Ohio customers only. Apply Online or 3 loan branch offices
>> View Personal Loan Details

Secured Installment Loans: $500.00 to $15,000.00 13 months or longer terms Ohio customers only Apply Online or 3 loan branch offices
>> View Auto Loans and
      Vechile Refinacing Loan Details

Secured Installment Loans: $900.00 to $15,000.00 13 months or up to 5 years. Ohio customers only Apply Online or 3 loan branch offices
>> View Financing Details

Loans secured by title to Manufactured/Mobile Home.  Loans: $500.00 to $15,000.00.  1 year to 15 year terms.  Ohio customers only. Apply online or, by appointment at any of our 3 branches
>> View Financing Details
America's Loan Company Ohio for poor credit loans
PHONE: 877-380-2639